Private financing on the value of your property, not credit history, TDSR nor NOA—delivering competitive terms with unparalleled efficiency.
Your financial privacy is our priority—transactions are handled through private channels with strict NDAs.
Secure urgent capital for business acquisitions, auctions, or time-sensitive investments.
Diversify without liquidating assets—use your property as collateral.
Optimize high-interest liabilities with a single low-rate loan.
Loan To Value
Approval Time
Approval Rate
Income Verification
TDSR Restrictions
Credit History Focus
Documentation
Repayment
Prepayment Penalties
Banks
Up to 80%
2–4 weeks
20%–40% (strict criteria)
2+ years NOA required
Yes (limits borrowing)
Yes
Extensive paperwork
Principal + Interest
1.5%–2% fee
Apex Lien Partners
Up to 100%
24–48 hours
100% (for qualified properties)
Exempted
Exempted
Exempted
1-page application
Interest only (cashflow maximization)
0% fee
A first-charge loan is a secured loan where the lender holds the primary claim (first lien) over your property. This allows for higher loan amounts and faster approvals compared to unsecured financing.
Term sheets could be issued within 48 hours of full documents submission for qualified collateral, with funding in as little as 7–14 days or even quicker for urgent case.
Depending on the collateral, up to 100% LTV combine with property financing (usually 80%) and unsecured business term loan (usually 20%).
Condominiums, landed properties, commercial properties, industrial properties and shophouses.
3 months to 15 years, with flexible extensions.
Yes. We encourage early repayment with no penalties after 6 months.
Yes. We prioritize collateral quality over credit scores.
Yes, we lend regardless of nationality.
we fully understand that privacy and confidentiality are paramount for high-net-worth individuals, business owners, and investors. We ensure complete discretion just as we have for our clients in the past.
The loan will be structured based on the unique situations of each client. We believe the right financing should work for you, not the other way around. We welcome you to contact us for a non obligatory discussion.
We provide 100% approval for qualified properties.
Singapore’s Premier Private Lender Network for High-Value Property Financing
At Apex Lien Partners, we specialize in first-charge property loans advisory for discerning high-net-worth individuals, investors, and business owners who require fast, discreet, and flexible financing solutions. Unlike traditional banks, we focus on the value of your collateral, delivering competitive terms with unparalleled efficiency.
